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Health Management - EBC Healthier YOU

EBC Healthier You gets results - for small, medium and large employers. This innovative program is an all-inclusive set of services and advanced claims analyses that focuses on gaining control over all three components of your health care dollar: actual health care costs; administrative costs; and risk and reinsurance costs.

Promoting Better Healthcare Decisions, Healthier Lifestyles, and Lower Costs

All services that are part of Healthier You have been carefully selected by EBC and integrated into EBC Online for use by our clients.
EBC Healthier You is a comprehensive set of services that helps employers control healthcare costs and gives employees access to the best available decision support tools from a variety of best-in-class vendors. This program includes an advanced analysis of the employer's population to identify the cost drivers causing the plan's excess cost, and then follows up with world class tools and services to control those costs.

The Healthcare Advisor

A suite of healthcare decision support tools that allow members to research and compare a wide variety of health and provider information.
  • Hospital Advisor
    SM
    - Members can evaluate hospitals based on the following factors: Clinical Quality and Experience, Patient Safety (for certain procedures only), Reputation, and Characteristics.
  • PharmaAdvisor
    SM
    - The PharmaAdvisor gives members easy access to credible, objective information about medication choices for common conditions.
  • Physician Advisor
    SM
    - You can trust the Physician Selector tool to deliver fair, unbiased, and accurate information about your physician choices.
  • Treatment Cost Advisor
    SM
    - The Treatment Cost Advisor makes cost estimates available for the most common services and conditions affecting families today.
  • Coverage Advisor
    SM
    - The Coverage Advisor helps members understand what health care services their family is likely to need and then estimates the costs for health care services their family is likely to need and then estimates the costs for those services. This tool helps in the decision making of dual plan option plans, HRA and HSA financial planning.
  • Healthcare Advisor Search Engine - Members start by typing in a condition or illness. The search engine returns a page that links all the other Healthcare Advisor tools to the specific condition they are researching.

The Personal Wellness Advisor

A comprehensive wellness program designed to help employees live fuller, healthier lifes. This encompasses a Health Risk Assessment followed up with Healthy Living Programs along with the ability to incorporate a Rewards System.

The Personal Wellness Advisor begins with an online Health Risk Assessment (HRA), where the member answers questions and enters information about their medical history, biometrics (if known), lifestyle, diet, and readiness to change. The output of the HRA provides recommendations the member should consider making, and determines which Healthy Living Programs the employee should be enrolled in.

After completing the Health Risk Assessment, the member will be recommended to complete one or more Healthy Living programs. Each Healthy Living Program is six weeks in length, and gives the user a "virtual personal coach" through the duration of each program. Healthy Living Programs cover a wide range of needs, including nutrition, weight loss, stress management, several disease fighting programs, and others. As modules are completed and activities are logged, reward points are awarded.

Other Wellness Tools - The Online Wellness Program includes many other user-friendly tools such as:
  • Calorie Calculators
  • Height/Weight Calculators
  • Body Mass Index Calculators
  • "Build a Sandwich" Educational Tool

Flexible Spending Advisor

A web tool that aids employees in maximizing the benefits of their flexible spending account. Included in this program is an FSA Calculator to estimate contributions and savings, a toll-free number and website to educate consumers on FSA benefits along with communication tools such as a DVD, posters and brochures.

Online Pharmacy

EBC's Online Pharmacy offers a convenient way of purchasing Durable Medical Equipment (DME) and Over-the-Counter (OTC) items at prices that are on average 10-14% lower than other retailers. Help control healthcare costs and help members get the most out of there FSA dollars by providing easy access to discounted medical supplies.

Population Health Enhancement

Provides Coaching and Help To Those Employees Who Need It Most

Because 20% of employees drive 80% of healthcare costs, it is so important that employers manage chronic cases in order to improve outcomes and contain rising healthcare costs. EBC is pleased to offer Population Health Enhancement, a service that combines Predictive Modeling, Comprehensive Chronic Disease Management, and Provider Profiling services into a single offering that saves employers money and helps chronic employees live healthier, happier lives.

The PHE process offers an average Return on Investment of 5% of total plan claims expense. When used with the PHE Endorsed Provider Programs, PHE offers an average Return on Investment of up to 10% of total claims expense.

PHE Is Unique From Most Other Chronic Disease Management Programs:
  • Covers 19 chronic conditions plus co-morbidities.
  • Utilizes an opt-out model, which dramatically improves participation rates.
  • Physician profiling helps get the unhealthiest employees to the high quality, low cost physicians.
  • Reporting is focused on delivering actionable data.
  • Results are benchmarked and tracked over time.


EBC will continue to research, integrate, and deliver best-of-breed solutions to our customers and members as part of our ongoing effort to help employers and employees improve the quality and reduce the cost of their healthcare.

Demo
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